AD HOC is an option that allows the user to make a payment from his bank account to any other bank account without going to the bank, allowing him to do it from the comfort of his own home. Payments are divided into three categories: transfers to accounts within the bank, transfers to accounts outside the bank, and transfers to accounts outside the bank. When a transaction is made to a bank account, it is referred to as an internal transfer. A local transfer is a transfer to an account outside the bank but within the nation. An overseas payment is a transfer to a bank account outside the country.
