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Employee Benefits for Everyone, Everywhere

Hire and retain top talents with top-notch employee benefits!

Trusted by 2000+ customers

Awards and Recognitions

Aegis Graham Bell Award

Awarded with Aegis Graham Bell Award for ‘Innovation in Enterprise Solution’. To promote and recognize innovators and their innovations, Zimyo was honored as a top finalist with the AGB Award.

Know how our Benefits Administration can benefit your employees

Reducing employees’ financial stress

Make your employees’ month-end cash crunch worries a thing of the past.

With Zimyo earned salary advance, employees don’t have to worry about the availability of short-term funds. They now have access to their earned salary at any time, right from our platform, in a couple of moments.

Employees can experience a diverse range of unique features and meet any unexpected emergencies head-on with the help of Zimyo advance.

Additionally, employees can also explore personal loan facilities offered by Zimyo with API-driven processes that helps in getting everything done in less than a day.


All insurances delivered under one roof

Zimyo provides a single window access to employees for different insurance categories like – term life insurance, medical insurance, vehicle insurance, etc., to name a few – powered by Riskcovry as our insurance partner.

Employees get a single view of their insurance cover and additionally, can avail assistance from claim consultants experts in a single click. Furthermore, we help you understand the particulars of your insurance coverage through the Zimyo KYP (Know Your Policy) feature.

What do we have in store for you?


Enhance Employee Motivation by 2X

Attract and retain top talents by offering performance based bonuses. Configure your bonus rules to keep your employees happy and satisfied.



Make Your Employee Feel Valuable

Zimyo provides a single window access to employees for different insurance categories like – term life insurance, medical insurance, vehicle insurance, etc.

Salary Disbursement

Get 10x Faster and Accurate Payroll Processing 

Ensure 100% error-free salary calculation and timely disbursement with Zimyo. Sync payroll software with time and attendance to automatically proceed salary disbursement.

Salary Disbursement


Boost Employee Retention & Loyalty

Provide relief to employees from financial worries. Provide instant personal loans to all the employees with no hidden charges

100+ Organizations Trust Zimyo Benefits

Empower your HR leaders with highly customizable, easy to integrate and implement, and user-friendly credit & insurance benefits.

Seamless & unified experience

Zimyo has potent integrations with banking & insurance partners. All communication and data sharing is driven through the APIs only.

cost effective

Cost effective & no hidden charges

Salary advance perk is one of the most affordable products among all the credit products available in the market.

No documentation & instant approval

Employees don’t have to share their KYC or salary slips on emails for availing any credit product.

disbursement Zimyo Benefits

Salary disbursements in a click

Transfer remunerations in bulk instantly in a secure & error-free manner by using Zimyo payouts, in a single click.


Zimyo Benefits have credit products & insurances under a single umbrella, where you have access to facilities like earned salary advance, personal loans in a single day and insurance for you as well as your family.

We seamlessly integrate across different platforms like – Riskcovry, Bimagarage, Zwitch, M2P, Credin, etc.


Impact on Employees

0 %

of the employees incline towards a company due to there benefits package – Watson Wills towert

0 %

of employees consider where they want to work on the basis of the benefits that are provided – Snackathon

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of employees consider benefits as a big influence when considering a job offer – Glassdoor

Customers who trust Zimyo


Some of the key benefits include:

  • Lower attrition rate
  • Improve employee health and wellness
  • Attract top talent
  • Resolved hiring issues
  • Increase employee satisfaction and productivity

Employee personal loan is a Short term loan facility designed to help you for immediate expenses. It can be used to meet your emergency medical expenses, to pay overdue utility bills, car repairs & other daily expenses. Benefits of Employee Personal Loans are:
Reduces financial stress of employees.

  • Enhances employee retention.
  • Boosts productivity of the workforce
  • Builds an atmosphere of loyalty in the organization.
  • Enhances the organization’s reputation in the market.

There are multiple benefits of a particular Group health insurance product. For example:

  • Coverage Against Medical Bills
  • Covid 19 Treatment included
  • No Waiting Period
  • Pre Existing Diseases are also covered
  • Pre/Post Hospitalization Expenses are covered for 30 days and 60 days respectively.
  • Maternity & Newborn covered
  • Exclusive SPOC for help in claim filings
  • No manual work required to prepare addition and deletion employee details

There are some documents which are mandatory from RBI to complete KYC of every borrower. You just need to upload those documents while applying for loan e.g. PAN, Aadhar, bank statement, etc. to process the loan.

Cost depends on number of factors like, Age of employees, Sum insured, City, Family coverage, other terms & conditions like room rent limits, disease wise capping etc

As it is an Earned Salary Advance, an employee can withdraw his real-time earned salary up to the number of days he has worked in that particular month. The balance salary amount will be credited to the employee’s account at the end of the month.

You need to check status at My active plan under the personal loan feature in the benefits section. As and when the loan is approved, the option to e-sign the loan agreement will appear there. After signing the agreement you need to set an E-mandate in your bank account for deduction of EMIs. You will receive a link on sms for that. Same will also be available in the My active section.

No, you are only eligible to withdraw up to your earned salary, which will be calculated based on your accrued salary till that particular day.

Advance transactions by the employee will be adjusted in his salary and reflected in his salary slip as a deduction for advance salary.