We’re seeking a skilled Credit Analyst to assess the creditworthiness of our customers. You’ll look at financial data to see if a borrower will be able to meet their financial responsibilities.
Company AddressÂ
(…………….)
Educational Qualifications
A bachelor’s degree in business, statistics, or a related subject is required.
Skills Required for the job
Working experience as a credit analyst is required.Â
Up to date on legal, compliance, and market risk concerns Proficiency with statistical programmes and financial softwareÂ
Analytical skills for financial flows, leverage, collateral, and customer strengthÂ
Communication and presenting abilities are essential.Â
Job Responsibilities
Examine the creditworthiness of current or potential clients.Â
Take a look at your financial activities and credit history on a case-by-case basis (applications, statements, balance sheets, legal documents, etc)Â
The total ratio, the trend, and the cash flows make estimates and analysesÂ
Deliver an accessible and insightful holistic view of the investment prospects.Â
Determine the level of risk involved in detail.Â
Analyze data thoroughly and provide clear, objective reports.Â
Check loans for compliance on a regular basis.Â
Follow credit policies and rules.Â
Continuously assess the asset quality of a company’s portfolio.Â
Create credit data models that forecast trends and patterns.
