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Salary Certificate UAE | Meaning

In the UAE, companies and organizations can’t just claim that they have employed individuals. It’s necessary to provide them with proof of their employment. A salary certificate serves as proof of employment provided by an employer in a particular organization. Let’s understand everything you need to know about salary certificates in the UAE. 

What is a salary certificate in UAE?

A salary certificate is an official document provided by the employer to their employees which serves as proof of employment. This document defines the period of employment along with the payout. 


This document is printed on the company’s letterhead along with the official signature or a seal. This document can be used by the employees for multiple purposes such as applying for a loan or a credit card. A salary certificate is officially accepted if it has the company’s seal, and signature or is made on company letterhead.

What are the components of a salary certificate?

It is important to have a salary certificate while applying for any loan or credit card. There are basic components that every salary certificate must include. This certificate must be attested by the Ministry of Foreign Nationals. The basic information that every salary certificate must include are:

  • Name of the employee
  • Joining date
  • Designation held in the organization
  • The salary they receive from the organization
  • Signature along with the name of the HR professional
  • Any other perks/ allowances received from the organization
  • Job profile of the employee
  • Gender of the employee
However, different organizations have different salary certificates but the basic information in all the formats remains the same.

Why do banks or credit card companies ask for salary certificates in the UAE?

Whenever an individual approaches credit card companies or banks for loans they need proof that their loan amount would be required. The loan amount would be recovered if an individual has a source of income. This ensures institutions that they lent amount would be recovered. Moreover, salary certificates provide proof of the creditworthiness of an individual. 


Along with the salary slip, certain other documents are required by these institutions:

  • A valid passport
  • Bank statements for the past few months
  • A valid visa
These additional documents are required while getting a loan or a credit card in the UAE. 

What is the difference between a salary certificate and a salary letter?

A salary certificate is proof of an individual’s income as well as salary entitlement which is issued by the employer. This document is not issued for any specific purpose and can be used by the employee for different purposes.

A salary letter is issued for a specific purpose or specific organization. Therefore this document can’t be used for varied purposes which vary from each other. They can only be used for the purpose for which they are made. 

What is salary certificate attestation?

In some departments in UAE, it’s necessary to submit self-attested documents for processing the requests. These requests can vary from home loans, car loans or some specific credit cards. A salary certificate in UAE is one of the documents that require self-attestation by the Ministry of Foreign Affairs. It’s necessary to be physically present at the time of self-attestation. 

The fees associated with self-attestation are:

Fee Type Amount
Attestation Fees AED 40
ICWF Fees AED 10
Service Fees AED 10
Total fees payable AED 60

FAQs (Frequently Asked Questions)

A Salary Certificate in UAE is an official document provided by the employer to the employee which serves as a proof of their employment.

In most cases, the salary certificate is printed on the company’s letterhead and signed and sealed by the authorized personnel

As employees when they need a salary certificate they are required to make a request letter to the HR department or the officer/manager in charge.

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